SIP vs. Speculation: Why Indians Are Investing Monthly While Nepalis Are Still Chasing NEPSE
SIP vs. Speculation: Why Indians Are Investing Monthly While Nepalis Are Still Chasing NEPSE Rallies A data-backed comparison of India's disciplined SIP investing culture and Nepal's momentum-driven NEPSE trading habits with real numbers from AMFI, CDSC, and NEPSE. Two neighboring countries. Two very different investing personalities. In India, millions of people now invest the same fixed amount, in the same mutual fund, on the same date, every single month without checking whether the market is up or down. In Nepal, a large share of investors do the opposite: they wait, watch the index, and jump in only when NEPSE is already rallying. One approach is boring by design. The other is exciting by nature. Let's look at the numbers behind both, and what each country can learn from the other. India's SIP Machine: Small Amounts, Massive Scale A Systematic Investment Plan (SIP) lets an investor put a fixed sum even as little as ₹500 into a mutual fund every month, automaticall...