BankTalk

The Digital Dollar Is Coming — And It Could Change How You Use Money Forever 💸 Imagine opening your phone and having actual government-backed money sitting in your wallet app not a bank balance, not a UPI entry, but the digital twin of a real currency note, issued directly by your country's central bank. No middleman bank account needed. That's not science fiction anymore. It's called a CBDC Central Bank Digital Currency and yes, "digital dollar" is simply the nickname for the US version of it. Nearly every big economy on Earth is now building, testing, or arguing about its own version. Let's break down what's actually happening, in plain simple language. So... What Exactly Is a "Digital Dollar"? A CBDC is digital cash issued directly by a central bank — think of it as the online version of the paper note in your pocket, except it lives in a digital wallet instead of your pocket. It's different from UPI, Paytm, or a bank app, because those j...

Beni Hydropower IPO Opens Today (Sept 7, 2026): Everything You Need to Know Before Applying Today, on 7 September 2026, a new IPO has officially opened for the general public in Nepal: Beni Hydropower Project Limited (BEPL). If you have a Meroshare account ready and are wondering whether this is worth applying for, this blog breaks it down in simple language — what the company is, how many shares are on offer, key dates, and what to think about before you click "Apply." What company is this? Beni Hydropower Project Limited is a hydropower development company founded in 2016. It is currently building the Upper Solu Khola Hydropower Project, a run-of-river plant with a licensed capacity of 18 MW, located in Beni (Salleri), Solukhumbu district. Being "run-of-river" means the plant generates electricity from the natural flow of the river rather than storing large amounts of water behind a dam — a common model for smaller hydropower projects in Nepal. Important note: the...

Nepal Stock Market, Level 3: Strategy, Risk Management, and Thinking Like a Long-Term Investor If you've read the first two blogs in this series, you now know how to open accounts, apply for IPOs, place trades, and evaluate a company using both fundamentals and basic technicals. This final part is about turning that knowledge into a disciplined, repeatable strategy — the way experienced investors in Nepal actually operate. Step 1: Define your investment goal and time horizon first Before picking a single stock, decide: Why are you investing? (Retirement, a specific goal, general wealth building?) How long can this money stay invested? (Months, a few years, decades?) How much volatility can you tolerate without panicking? Your answers shape everything else — a 5-year horizon allows you to ride out NEPSE's frequent boom-bust cycles; a 6-month horizon does not. Step 2: Asset allocation and position sizing Asset allocation means deciding what percentage of your total investable mon...

Nepal Stock Market, Level 2: How to Actually Analyze a Company Before You Buy So you've opened your DEMAT and TMS accounts, maybe applied for a couple of IPOs, and made a trade or two. Good — that's the easy part. The harder (and more important) skill is learning how to judge whether a share is actually worth buying at its current price. This blog covers that, in plain language. The two ways people analyze stocks 1. Fundamental analysis This means looking at a company's actual business and financial health — is it making money, growing, and well-managed? 2. Technical analysis This means studying price charts and trading patterns to guess where the price might go next, based on historical behavior. Most serious investors in Nepal use a mix of both. Let's break each down. Fundamental analysis: the basics Where to find company data The company's annual report and quarterly financial reports, usually published on their website or on NEPSE's website Merolagani and S...

Nepal Stock Market for Beginners: How to Open Your First Demat Account and Buy Shares If you've ever heard someone talk about "NEPSE going up" or " share ko bhau badhyo " and felt lost, this guide is for you. We'll go step by step, in plain language, so that by the end you understand exactly how to start investing in the Nepal Stock Exchange (NEPSE). What is NEPSE? NEPSE stands for Nepal Stock Exchange. It's the only stock exchange in Nepal, based in Kathmandu, where shares of listed companies — banks, hydropower companies, insurance firms, hotels, and more — are bought and sold. When people say "the market went up today," they usually mean the NEPSE Index, a number that reflects the overall performance of all listed companies combined. Think of NEPSE as a big marketplace. Instead of vegetables or clothes, people are buying and selling small ownership pieces of companies, called shares. Why do people invest in shares? Ownership: Buying a share ...

  10 Best Long-Term Stocks in Nepal 2026: Profitable Companies to Watch on NEPSE Finding a stock that can deliver consistent returns is one of the biggest challenges for investors in Nepal. While no company can guarantee profits or rising share prices every year, some listed companies have demonstrated strong profitability, established businesses, dividend-paying ability and relatively strong fundamentals . For long-term investors, the goal should not simply be to find a stock that is rising today. Instead, investors should look for businesses that can continue generating profits, maintain a healthy balance sheet and create value for shareholders over time. Based on recent financial results, profitability, dividend history, business position and long-term characteristics, here are 10 NEPSE-listed companies worth keeping on your watchlist in 2026. Important: This is a watchlist, not a guaranteed “buy” list. Share prices can fall even when a company is profitable. 1. Nabil Ba...

  NEPSE Today: Index Rises 15.44 Points to 2,538.11 | Market Update September 2, 2026 Nepal’s stock market continued its recovery on Wednesday, September 2, 2026 , with the Nepal Stock Exchange (NEPSE) index gaining 15.44 points, or 0.61%, to close at 2,538.11 points . The market’s latest session showed renewed buying interest, with a majority of traded stocks ending in positive territory. Total turnover stood at approximately Rs 2.94 arba , while around 72.68 lakh shares changed hands across the market. NEPSE Today at a Glance Indicator September 2, 2026 NEPSE Index 2,538.11 Change +15.44 points Percentage Change +0.61% Turnover Approx. Rs 2.94 arba Traded Shares Approx. 72.68 lakh Total Transactions 39,673 Traded Companies 354 The market closed with a relatively positive breadth. According to the latest market snapshot, about 65.75% of traded companies advanced , while approximately 29.05% declined and 5.20% remained unchanged . NEPSE ...

Upcoming IPO in Nepal 2026:   September IPO List, Opening Dates, Issue Size & How to Apply everything here.. Nepal’s IPO market is once again attracting the attention of investors, with several companies either preparing for public issuance or waiting in the Securities Board of Nepal (SEBON) approval pipeline. For investors looking for the upcoming IPOs in Nepal in September 2026 , one of the most important issues to watch is Beni Hydropower Project Limited . At the same time, a large number of companies remain in the IPO pipeline, meaning more public offerings could come to the market after regulatory approvals. Beni Hydropower IPO: The Key Upcoming Issue Beni Hydropower Project Limited is scheduled to issue shares to the general public from September 7, 2026 , according to recent market reports. The company has an issued capital of approximately Rs. 1.04 billion and has received approval to issue 20% of its issued capital through IPO. For the general public phase, the...

Don't Miss Out! 15+ New IPOs Coming to NEPSE in 2026 (Apply Now) The Nepalese share market is buzzing! After a relatively quiet period, the Securities Board of Nepal (SEBON) has accelerated the approval process, clearing the path for several massive companies to go public. Whether you are a seasoned investor or a beginner trying to get your first 10 kitta, 2026 is looking like a golden year. Currently Open & Immediate IPOs ​If you have cash in your Meroshare account, these are the ones you should be looking at right now: Company Name Sector Units Price Opening Date Status Palpa Cements Industries Manufacturing 4,500,000 Rs. 100 Feb 24, 2026 OPEN Appolo Hydropower Hydropower 470,000 Rs. 100 Feb 22, 2026 Open (Locals) Shikhar Power Development Hydropower 1,842,600 Upcoming IPOs Approved by SEBON (Pipeline) ​These companies have received the green light or are in the final stages of the pipeline. Expect the...