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How to Apply for IPO in Nepal 2026: Step-by-Step Guide, Allotment Tips & Mistakes to Avoid How to Apply for IPO in Nepal 2026: Step-by-Step Guide, Allotment Tips & Mistakes to Avoid Part 3 of 5 in the Nepal Share Market Academy: Zero to Expert series. If you have not opened your accounts yet, read Part 2: How to Open Demat, Meroshare & TMS Account in Nepal first. Ram's First Big Moment Ram's Demat account is ready, Meroshare is working, and his bank is linked. One morning a colleague shows him a newspaper notice: "IPO opens today." Everyone in the office seems excited. Some say, "Apply for everything, it is free money." Others say, "IPOs are a lottery, do not waste your time." Who is right? Neither fully. An IPO can be a good, low-cost way to start, but it is not guaranteed profit and not guaranteed allotment. In this guide you will learn exactly what an IPO is, how to apply on Meroshare step by step, how allotment w...

How to Open Demat, Meroshare & TMS Account in Nepal (Complete Guide 2026) How to Open Demat, Meroshare & TMS Account in Nepal (Complete Guide 2026) Part 2 of 5 in the Nepal Share Market Academy: Zero to Expert series. New here? Start with Part 1: Nepal Share Market for Beginners . Ram Is Ready to Start After reading Part 1, Ram understands what a share is and who the key players are. Now he asks the practical question every beginner asks: "What do I actually need to open, and in what order?" Walk into the Nepal share market without the right accounts and you will be stuck at the door. With them, you can apply for IPOs, buy and sell shares, and see your portfolio from your phone. The confusing part is that there are four different things with similar names: a bank account, a Demat account, a Meroshare account and a TMS account. People mix them up all the time. In this guide you will learn what each one does, why you need it, what documents to carry,...

Nepal Share Market for Beginners 2026: How NEPSE Works, Step by Step Nepal Share Market for Beginners 2026: How NEPSE Works, Step by Step Part 1 of 5 in the Nepal Share Market Academy: Zero to Expert series Meet Ram: Your Guide Through This Series Ram is 27 years old and works at a private company in Kathmandu. Every month he saves a little money in his bank account, where it earns a modest interest rate that barely keeps up with rising prices. One evening, his cousin tells him, "I made 40,000 rupees from shares last year." Another friend says, "I lost half my money in the market." Ram is confused. Is the Nepal share market a golden opportunity or a casino? The honest answer is: it is neither. The share market is a tool. Used with knowledge, it can help your savings grow over many years. Used without knowledge, it can hurt you badly. This series exists to give you the knowledge. In this first post, we follow Ram as he learns the foundation: what a ...

  Top Cloud Service Providers 2026: AWS vs Azure vs Google Cloud Top Cloud Service Providers in the World (2026 Guide) Updated October 12, 2026 • 6 min read Cloud computing now sits behind almost everything you use online, from streaming and banking apps to AI chatbots. If you are choosing a platform for a business, a startup or your own career, you need to know who leads the market and why. This guide covers the top cloud service providers in the world , using the latest market data from Synergy Research Group. In this guide How big is the cloud market in 2026? Cloud market share: the big three Amazon Web Services (AWS) Microsoft Azure Google Cloud Other top cloud providers AWS vs Azure vs Google Cloud Key cloud trends in 2026 How to choose a provider FAQ How Big Is the Cloud Market in 2026? It is huge and still accelerating. Worldwide spending on cloud infrastructure services r...

Best Gaming Mobile Phones in 2026: Top 10 for PUBG, COD & Genshin Best Gaming Mobile Phones in 2026: Top 10 for PUBG, COD Mobile and Genshin Impact Mobile gaming is no longer a side hobby. Games like PUBG Mobile, Call of Duty: Mobile, Free Fire and Genshin Impact now look and play close to console titles, and they push a phone's chip, screen, battery and cooling to the limit. If money is not a problem, which phone should you buy? This guide ranks the 10 best gaming mobile phones in 2026 , from dedicated gaming phones with shoulder triggers and fans to flagships that handle any game. Each entry covers the key specs, the pros and cons, and who it suits. Availability note: Prices and official availability differ by country. In Nepal, some of these phones (especially RedMagic, ROG and the Oppo and Xiaomi Ultras) may only come through importers, so check warranty and service before you buy. What Makes a Great Gaming Phone? Chipset: Most top picks use the...

Best Mobile Phones Under 25000 in Nepal (2026): Top 10 Best Mobile Phones Under Rs. 25,000 in Nepal (October 2026): Top 10 Picks Rs. 25,000 is the most popular smartphone budget in Nepal. It is enough for a big battery, a smooth 90Hz or 120Hz screen and a decent camera, but not enough to buy blindly. Dozens of phones compete here, and many look the same on paper. This guide lists the 10 best mobile phones under 25000 in Nepal . For each phone you get the price, the main specs and who it suits. Whether you want battery life, camera quality, gaming or a trusted brand, one of these should fit. Price note: Prices in Nepal change often because of dealer offers, festival discounts and import costs. Treat every price below as a guide and confirm it with the official brand store before you pay. What to Look for in a Phone Under Rs. 25,000 Battery: Choose 5000mAh or more. Several phones here have 6000mAh or 7000mAh. Storage: Aim for 128GB at minimum, since apps an...

Loans Explained: Types, How They Work & How to Get Approved (Simple Guide 2026) Loans Explained: Types, How They Work & How to Get Approved Almost everyone needs a loan at some point. You might want to buy a home, start a business, pay for education, or cover an emergency. But loans can feel confusing, with so many terms, rates, and rules. This guide explains everything about loans in simple words, so you can borrow with confidence. What Is a Loan? A loan is money you borrow from a bank, financial company, or lender. You promise to pay it back over time, usually with extra money called interest . The lender earns this interest as payment for lending you the money. Every loan has three basic parts: Principal: the original amount you borrow. Interest: the cost of borrowing, shown as a percentage. Tenure: the time you get to repay, such as 12 months or 20 years. For example, if you borrow 100,000 at 10% yearly interest for one year, you repay...