10 Best Long-Term Stocks in Nepal 2026: Profitable Companies to Watch on NEPSE

Finding a stock that can deliver consistent returns is one of the biggest challenges for investors in Nepal. While no company can guarantee profits or rising share prices every year, some listed companies have demonstrated strong profitability, established businesses, dividend-paying ability and relatively strong fundamentals.

For long-term investors, the goal should not simply be to find a stock that is rising today. Instead, investors should look for businesses that can continue generating profits, maintain a healthy balance sheet and create value for shareholders over time.

Based on recent financial results, profitability, dividend history, business position and long-term characteristics, here are 10 NEPSE-listed companies worth keeping on your watchlist in 2026.

Important: This is a watchlist, not a guaranteed “buy” list. Share prices can fall even when a company is profitable.

1. Nabil Bank Limited (NABIL)

Nabil Bank remains one of Nepal's most closely followed commercial banks and has a long history in the country's banking sector.

Its latest reported FY 2082/83 results showed net profit of around Rs. 7.90 billion, placing Nabil at the top among Nepal's commercial banks by profit. Earlier FY 2082/83 Q3 data also showed annualized EPS of Rs. 28.14 and book value per share of Rs. 220.95.

A CARE Ratings Nepal report noted that Nabil's net profit had risen strongly in the first half of FY 2082/83, with H1 profit reaching Rs. 4.76 billion.

Why investors watch NABIL:

One of Nepal's major commercial banks
Strong profitability
Large customer and deposit base
Established banking franchise
Historically strong dividend capacity

2. Everest Bank Limited (EBL)

Everest Bank is another major commercial bank that has attracted long-term investors because of its profitability and dividend capacity.

In FY 2082/83, the bank reported an annualized distributable profit per share of approximately Rs. 38.32, according to its fourth-quarter financial disclosure.

Recent banking-sector results also placed Everest among the leading commercial banks in Nepal in terms of profitability and dividend capacity.

Why investors watch EBL:

Strong dividend capacity
Established banking business
Consistent profitability
Strong position among commercial banks

3. Nepal Telecom (NTC)

Nepal Telecom is one of the most important companies listed on NEPSE and operates in an essential communications sector.

Its FY 2082/83 results were particularly impressive. The company reported net profit of Rs. 8.86 billion, an increase of approximately 47.58% compared with the previous fiscal year.

Its total operating revenue reached approximately Rs. 34.95 billion, while annualized earnings per share were reported at Rs. 49.25.

NTC also has a history of significant cash dividends. For FY 2081/82, it paid a 30% cash dividend.

Why investors watch NTC:

Dominant telecom operator
Essential-service business
Strong cash-generation potential
Large customer base
Strong recent profit growth
History of cash dividends

4. Citizen Investment Trust (CIT)

Citizen Investment Trust is one of Nepal's major investment and savings institutions.

CIT reported Rs. 1.35 billion net profit in FY 2082/83, representing growth of approximately 7.72%. Its net fund reached around Rs. 336 billion, while total investments were approximately Rs. 327 billion.

The Trust's FY 2081/82 dividend included 5% bonus shares and 8% cash dividend.

Why investors watch CIT:

Large investment portfolio
Strong institutional position
Large savings/fund base
Long-term investment business
History of shareholder distributions

5. Sanima Bank Limited (SANIMA)

Sanima Bank has emerged as another commercial bank worth watching for long-term investors.

The bank reported approximately Rs. 3.55 billion net profit in FY 2082/83, about 38% higher than the previous fiscal year.

The bank's net interest income also increased from approximately Rs. 6.36 billion to Rs. 6.99 billion.

More recently, Sanima's board proposed a 10% cash dividend for ordinary shareholders for FY 2082/83, subject to regulatory and shareholder approval.

Why investors watch SANIMA:

Strong recent profit growth
Improving financial performance
Established commercial bank
Dividend-paying history

6. Nepal SBI Bank Limited (SBI)

Nepal SBI Bank is backed by the State Bank of India group and has a long-established presence in Nepal's banking sector.

For FY 2082/83, Nepal SBI Bank reported approximately Rs. 2.04 billion net profit, representing 12.89% year-on-year growth.

Its EPS increased to approximately Rs. 18.04, compared with Rs. 16.62 in the previous year.

Why investors watch SBI:

Strong institutional backing
Established banking network
Profit growth
Improving EPS
Long operating history

7. Siddhartha Bank Limited (SBL)

Siddhartha Bank is another established commercial bank that has demonstrated steady profitability.

For FY 2082/83, the bank reported approximately Rs. 3.52 billion net profit, up about 4.54% year-on-year.

Its net interest income increased to approximately Rs. 9.05 billion, while deposits reached around Rs. 3.27 trillion according to recent financial reports.

Why investors watch SBL:

Established commercial bank
Growing deposit base
Strong net interest income
Consistent profitability

8. Standard Chartered Bank Nepal (SCB)

Standard Chartered Bank Nepal is another long-established commercial bank and is often considered one of the higher-quality banking names in the Nepalese market.

Its international banking connection, established brand and historically strong profitability make it a company worth monitoring for investors interested in quality banking businesses.

Recent fundamental rankings have placed SCB among Nepal's stronger fundamental stocks, alongside Nabil Bank and Everest Bank.

Why investors watch SCB:

International banking brand
Established Nepalese operation
Strong banking franchise
Historically attractive profitability and dividend profile

9. Unilever Nepal Limited (UNL)

Unilever Nepal is one of the most prominent manufacturing companies listed on NEPSE and has historically been famous for its exceptionally high dividend per share.

For FY 2081/82, the company approved a dividend of Rs. 1,842 per share.

However, investors should understand an important point: UNL's very high dividend per share is partly related to its relatively high share price and capital structure. A high rupee dividend does not automatically mean the stock is cheap or offers the best future return.

Why investors watch UNL:

Strong consumer-goods business
Recognized brands
Long operating history
Exceptional dividend history
Limited supply of listed shares

10. Himalayan Distillery Limited (HDL)

Himalayan Distillery is one of Nepal's notable manufacturing-sector companies and is often followed by investors interested in consumer and manufacturing businesses rather than banks.

For FY 2081/82, the company declared a 25% total dividend, consisting of 20% bonus shares and 5% cash dividend.

Its dividend history and established position in the Nepalese beverage industry make HDL an interesting long-term watchlist candidate.

Why investors watch HDL:

Established manufacturing business
Strong brand presence
History of shareholder distributions
Exposure outside the banking sector

Quick Comparison

Stock	Sector	Key Fact to Watch
NABIL	Commercial Bank	FY 2082/83 profit ~Rs. 7.90 billion
EBL	Commercial Bank	Distributable profit/share ~Rs. 38.32
NTC	Telecom	FY 2082/83 profit ~Rs. 8.86 billion
CIT	Investment	FY 2082/83 profit ~Rs. 1.35 billion
SANIMA	Commercial Bank	FY 2082/83 profit ~Rs. 3.55 billion
SBI	Commercial Bank	FY 2082/83 profit ~Rs. 2.04 billion
SBL	Commercial Bank	FY 2082/83 profit ~Rs. 3.52 billion
SCB	Commercial Bank	Strong fundamental profile
UNL	Manufacturing	FY 2081/82 dividend Rs. 1,842/share
HDL	Manufacturing	FY 2081/82 total dividend 25%

Which Stocks Are Better for Long-Term Investors?

There is no single “best” stock for everyone.

A conservative investor may prefer established companies with strong profitability and dividend histories, while a growth-oriented investor may be more interested in companies with rapidly increasing earnings.

For a diversified NEPSE watchlist, investors could consider exposure across different sectors rather than putting everything into commercial banks.

For example:

Banking: NABIL, EBL, SANIMA, SBI, SBL, SCB

Telecom: NTC

Investment: CIT

Manufacturing: UNL, HDL

This approach can reduce dependence on a single sector.

What Should You Check Before Buying?

Even a profitable company can become a poor investment if its share price is excessively expensive.

Before buying any of these stocks, check:

1. EPS

Is earnings per share increasing or decreasing?

2. P/E Ratio

How much are you paying for each rupee of earnings?

3. Book Value

Especially important when comparing banks and financial institutions.

4. ROE

A useful measure of how efficiently shareholder capital is being used.

5. Dividend History

Look for sustainable dividends rather than one unusually large payout.

6. Non-Performing Loans

This is particularly important for banks.

7. Business Growth

Ask whether the company's revenue and earnings can grow over the next 5–10 years.

8. Valuation

A great company can still be a bad investment at an extremely expensive price.

Final Verdict

If you're building a long-term NEPSE watchlist in 2026, names such as NABIL, EBL, NTC, CIT, SANIMA, SBI, SBL, SCB, UNL and HDL deserve research because of their profitability, established businesses, dividend records or financial strength.

But remember:

Profitable company ≠ guaranteed profitable stock investment.

The future share price depends on earnings growth, valuation, interest rates, market sentiment, regulation and many other factors.

Therefore, instead of asking “Which stock will always give profit?”, a better question is:

“Which company has a strong business, sustainable earnings and a reasonable valuation today?”

That is the mindset that can help investors make better long-term decisions.

I hope this is helpful.

BankTalk